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Dai and the Maker Protocol stand at the forefront of the decentralized finance (DeFi) movement—a direct result of the many advantages that crypto and blockchain technologies bring to the financial services sector. The Protocol provides a robust set of financial tools, while Dai, the most popular decentralized stablecoin, unlocks the value inherent in those tools. Together, the Protocol and Dai fuel a large and growing ecosystem of DeFi projects that benefits users in numerous ways. The At… … More

Cryptocurrency technology has captured the attention of people worldwide, and Twitter has become a place where many respected crypto enthusiasts and experts gather. The most popular share their thoughts about the current and future state of crypto and decentralized finance (DeFi).  The top 10 crypto and DeFi influencers on Twitter chosen for this list,* which is presented in no particular order, don’t all have a lot of followers or deep industry clout. But each provides insightful conte… … More

There’s no question that blockchain technology is revolutionary. When Satoshi Nakamoto introduced the world to Bitcoin and the blockchain technology behind it in 2008, he announced a radical, decentralized financial (DeFi) system—one that for the first time enabled users to make peer-to-peer transactions online and without a third-party intermediary. But while Bitcoin and blockchain tech have proven disruptive, they have not replaced the current centralized financial (CeFi) system. Instead, cry… … More

The Maker Foundation’s latest video, How to Open a Maker Vault, demonstrates how easy it is to generate the Dai stablecoin. Anyone can open a Vault to generate Dai by locking accepted collateral (currently ETH, BAT, wBTC, USDC-A, USDC-B, or TUSD) into it, and making sure that the ratio of collateral value to the total Dai generated is the required minimum. If that ratio is breached at any time, the Vault will be automatically liquidated. To reclaim the collateral before a liquidation occurs, a … … More

Decentralized Finance (DeFi) has become an exciting, highly valued movement in the blockchain space, with impressive innovation and growing traction over the last two years. In February, the Total Value Locked (TVL) in DeFi projects passed $1 billion for the first time. The value pulled back the following month, but DeFi TVL is now again flirting with that milestone. While $1B is a relatively modest amount by conventional financial sector standards, decentralized technologies clearly have the p… … More

Latin Americans grasped the significance of cryptocurrency at an early stage. Faced with struggling economies, hyperinflation, and capital controls, many people throughout Central and South America started turning to Bitcoin as economic conditions worsened in 2015. Its limited supply and censorship-resistance made Bitcoin very attractive; however, its volatility prevented it from becoming a reliable day-to-day store of value.  For Latin Americans, the true safe-haven currency is the US … … More

Cryptocurrency can be difficult to understand. Industry jargon can be confusing, the fine points of blockchain and distributed ledger technology can overwhelm new users, and white papers describing the various layers of protocols and smart contracts are often extremely complex. Moreover, that complexity and the anxiety it spurs can breed misinformation, which can cause fear of cryptocurrency.  The good news, though, is that concerns dissipate when people realize that crypto offers financial … … More

Banks are arguably safe places to store wealth, gain access to loans and online payment services, earn interest on savings, and more. But not everyone can enjoy those amenities. Many people in the world, for any number of reasons, do not have access to the beneficial financial services they need to prosper personally or in business. MakerDAO is helping to change that via its decentralized stablecoin Dai, the world’s first unbiased currency. Generated through the Maker Protocol, which is built o… … More